Accord has also reduced rates by 0.1 percentage point on its five-year fixed rate deal in the Deposit Unlock scheme (which helps buyers with a 5percent cash deposit purchase new build homes). Accord, the specialist broker-only lender owned by Yorkshire building society, is cutting selected buy-to-let product transfer rates from tomorrow. Its two- and three-year BTL rates will be cut by up to 0.3 percentage points, while five-year rates are set to be cut by up to 0.35 percentage points.

• However, all deals with the exception of First Direct’s, limit penalty-free overpayments to 10percent a year.
• This slot machine is designed to perfection and has a 5-star rating amongst players worldwide, which our online casino experts at PokerNews would concur with.
• HSBC is cutting selected residential and buy-to-let fixed rates across its range for new and existing customers, writes Jo Thornhill.
• LendInvest, the specialist BTL lender, has cut selected rates by up to 0.6 percentage points.
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January: Natwest, Clydesdale Also Cutting Fixed Rates

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